What is a "flood zone determination" as it relates to a mortgage?
Flood Zone Determination is a process used by lending institutions to meet their federal banking regulation requirements to make an evaluation of whether or not the structure that they are processing a loan for is in the one percent chance flood hazard area. Lenders can do this evaluation themselves or, as most elect to do, hire such service provided by firms that make flood zone determinations their sole business.

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1. Have properties along the east side of the Wisconsin River been removed from the 100 year floodplain?
2. When and how can property owners in the former 100 Year Floodplain quit paying flood insurance?
3. Will property owners in the former 100 Year floodplain receive a notice from FEMA?
4. What is the Flood Zone for Stevens Point?
5. What is a "flood zone determination" as it relates to a mortgage?
6. How do lenders find flood zone determination companies?
7. If a property owner disagrees with the lender's determination that the property is in a floodplain, what can be done?
8. How do the LOMA or LOMR-F process and the LODR processes work?
9. Are local officials liable for making flood zone determinations?